What If You Had Millions?

This blog is my imaginings about what I would do if I won $14 million in the Powerball lottery.

Wednesday, September 8, 2010

I've decided I'm going to do a new thing on here. Since just describing what I would do with my payments month after month would only require a month each time, I'm going to talk about the current jackpot and show what it breaks down to in monthly payments. I may start breaking down "my" payments into weeks so that I have something to write about at least every week.



The jackpot currently being drawn for is "estimated" at $62 million. Divided by 30 years, that's 2,066,666. Divided by 12 months, that's 172, 222. Times .6 (for taxes taken out), that's 103,333. Still a chunk of money. The price of a house and more in a lot of the country.



Ok, back to me. I refigured the amount, based on an estimate of taxes being 40% (and they might be more; I don't know). At that rate, I make $23,333 a month; which is $5,833 a week.



This month, I might concentrate more on me. For $10k, I can have a couple of teeth pulled and a couple of implants put in. If I keep the last 3,333 for myself for expenses (rent, health insurance, student loans, etc), that leaves another $10k I can give away. I would give my younger brother a thousand dollars. I would give my artist friend a thousand dollars (or pay him a thousand to paint me something) or I would spend $3k or so to send him on some kind of trip or to a foreign country for a couple months. I would give my friend M $2k, thereby maxing out the amount I could give her for a year.

Once again, this is spending everything at once. Now I have to live for a month on the rest of the money and figure out what I'm going to do. With my current expenses, I would have $1,300 to spend on myself - this would include feeding myself for the month. Perhaps I could spend $300 to take some kind of class for a month or take workshops of some kind. Of course, I could just go to a temp agency and get spot jobs here and there to earn more money or to fill my time, if I wanted. Maybe I would go to the gym more often. (I have to remember I have a car.) I could go up to the next state and stay with my brother and his family for a couple of weeks. (That's something I would do more often if I had a car.)

Maybe I should think about what kinds of projects I would plan and how I would organize them with or without money? I could pay a band to play in a particular area for a day (or a matter of hours). I could recruit people to work on some kind of public exercise with me - something to break up the day of everyone else going to work - to shock them out of their fog or to crack them open with laughter or delight.

Once again I need to look into grants. I found a grant-writing course, now I just need to get a job that will allow me to attend it (time-wise).

Maybe I could advertise myself as an employment helper - helping people find jobs and apply for them. I'd like to help first-time job hunters and lower-income job hunters find good jobs.

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